how we make decent housing affordable
We offer a hand up for families in need of decent, well built, affordable homes. Our homeowner partners are offered an opportunity to escape substandard (and often unhealthy) living conditions and own (and build equity in) a home in which they find great pride, call their own, and connect deeply. The transition from substandard living conditions to homeownership is truly transformational for these families, and these positive impacts ripple down to future generations. West Orange Habitat designs and constructs its homes in a cost-effective manner and utilizes volunteer labor and market-discounted or donated materials whenever possible. Homeowner families also are required to work diligently and commit between 300 and 400 hours of "sweat equity" in the construction of their home (and/or their neighbors' homes). They also participate in classroom instruction covering a multitude of important topics such as budgeting, financial management, debt reduction strategies, and essential aspects of home maintenance. Upon successful completion of the process, our homeowner families receive titles to their homes at a price discounted to market and with an interest-free mortgage that is structured to keep their monthly payments affordable.